A trending 3L acronym that fits in perfectly alignment with the youth-favorite domain extension in which it is set. DCA.xyz is a future-facing domain that is nicely poised to serve a new generation of investors, speculators, and, eventually, pensioners..

What is Dollar Cost Averaging?

Dollar Cost Averaging has long been a thing, albeit without a flashy buzzword like DCA to describe it. However, the DCA approach has become an evermore common concept and acronym thrown around in the past 5-10 years. Likely due to the surge in the number and variety of investment opportunities accessible to the regular retail investor.

The premise is simple: you decide which stocks, cryptos, bonds, etc. you want to gain exposure to, then you diligently buy a set amount of that asset at set intervals. Rail, hail or shine. In the bull market at least.

Upon receving you paycheck every Friday, you put $100 in X, Y, & Z. You forget about it, you have a nice weekend and you do the same the next week. And, with a bit of luck watch as the compounding effect of these small amounts accrues and time and a buoyant market does the rest.

Why the DCA approach is popping

Central to the continued rise the popularity of the DCA concept is the feeling among many — and played upon by many more — that with so many new “game-changing”, “paradigm-shifting”, not to mention “generational wealth-building”, trains apparently leaving the station all at once, DCA-ing into a basket is pitched as the way to go. Keeping your regular job and resisting the temptation of the rabbitholes.

This comes at a time when, to a backdrop of soaring living costs and less generous support structures, upcoming generations are proving comparatively unable to put away funds for their old age. However, the data shows that people aren’t just giving up on pension planning.

The younger generations are indeed veer more toward experential spending and putting a larger proportion of their cash into abstract ‘things’ compared to previous cohorts. This is in part a result of the altered lifeplan by which many younger humans are living and of the acceptance among many that they may well never own their own home or the luxury of settled financial comfort their parents enjoyed. But this shift extends to their long-term future, too..

The DCA Pension Play

Some 47% of millennials and zoomers surveyed in late 2022 were planning on crypto making up at least part of their pension funds. This belief in the future of crypto among younger generations is also part of the reason why the crypto market retains buoyancy. Confidence is key to all markets, yes. But when you feel that your crypto may one day be worth 10, 100, 1000 times what it is today, you are loath to spend it, and would rather get rid of your fiat first.

This is also the irony of the Bitcoin conundrum. It was first touted as a specualtive asset and cash alternative, to be used and spent freely, but with so many banking on its value rising in the long-term, this use case quickly hit the wall. Depending on who you ask, Bitcoin is now mostly thought of as a store of value. The digital gold that you use your trashcash to DCA into over and over, while rubbing on your lucky rabbitfoot and knowing deep in you heart that if you believe it, Bitcoin will become it.

It is to this background and catering to this audience that the ideally aligned domain DCA.xyz will thrive. As an app (calculator, tracker, automated broker, etc.), an exchange, a digital assets management platform, etc., etc. Not just in crypto, but in all types of DCA-able assets.

For that matter, DCA is a common acronym used in hundreds of areas of human activity, and while we do feel that DCA.xyz is destined for more direct on-the-label usage, what do we know about how it will profits its owner… Don’t Count Another ___’s _____

Ready to DCA in? Make DCA.xyz yours!